Wijaya, A., Gummer, A., Monica, A., Rosmayanti, R., Khairani, R. and Andriani, M. (2023) “The influence of credit, liquidity and non-performing loans on profttability in Commercial Banks listed on the IDX for the 2019-2022 Period”, Journal of Economics and Business Letters, 3(6), pp. 82–93. doi: 10.55942/jebl.v3i6.260.