Wijaya, A., Gummer, A., Monica, A., Rosmayanti, R., Khairani, R., & Andriani, M. (2023). The influence of credit, liquidity and non-performing loans on profttability in Commercial Banks listed on the IDX for the 2019-2022 Period. Journal of Economics and Business Letters, 3(6), 82–93. https://doi.org/10.55942/jebl.v3i6.260